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If you're going to utilize a small-cap index like the Russell 2000, you might want to stop and think about why a great index fund company, like Vanguard, does not have any kind of funds that follow it. The factor is because it's a poor index.
I haven't even addressed the straw man here yet, and that is the truth that it is fairly unusual that you in fact have to pay either tax obligations or substantial compensations to rebalance anyhow. Most intelligent financiers rebalance as much as feasible in their tax-protected accounts.
And of program, nobody should be purchasing packed shared funds, ever before. It's truly also negative that IULs don't work.
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